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Whether you call Plymouth Rock, get a quote online or work with a Plymouth Rock agent, we’ll help you fully understand your options so you select the best policy to meet your needs. We’re dedicated to offering you a customized insurance policy that meets your individual automobile insurance needs and we’re committed to helping you get the right insurance at the right price!Having auto insurance explained in clear and simple terms can be helpful. This article will provide you with an overview of car insurance basics so you know what type of coverage you need as well as what various insurance terms mean. Most states require every licensed driver to carry a certain level of liability insurance. Liability coverage pays for any damage that you inflict on other drivers in an accident. Bodily injury coverage is responsible for injury or death that you cause while property liability covers vehicle and property damage. Bodily Injury Liability This type of liability insurance covers the cost of any injuries or the death of a person as a result of an accident you cause. A few examples of coverage would be medical bills, loss of income, hospital bills and pain and suffering damages that are accessed. In the event you are in a accident which eventually ends in a lawsuit it is important to have enough liability coverage to handle any judgment. Bodily injury insurance only covers the victims of the accident. Your own medical bills will not be covered.
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DISCLAIMER: This article is intended for background information. Its only purpose is to help people understand the motor vehicle accident claim process. Dan Baldyga nor ARTICLECITY. COM make no guarantee of any kind whatsoever, NOR do they purport to engage in rendering any professional or legal service, NOR to substitute for a lawyer, an insurance adjuster, or claims consultant, or the like. Where such professional help is desired IT IS THE INDIVIDUALS RESPONSIBILITY to obtain it. Baldyga. Dan Baldyga Author19 Winona DriveWest, Springfield, MA 01089Phone: 413 733 0127 FAX: 413 731 8358Mail to: ACCIDENT PERSONAL INJURY INSURANCE CLAIMHow To Evaluate And Settle Your LossFound On The Internet At: r: bout The AuthorFor over 30 years Dan Baldyga was a Claims Adjuster, Supervisor, Manager and Trail Assistant. He is now retired and spends his time attemptng to assist those involved in motor vehciel accident claims so they will not be taken advantage of. 1. FIRST, LET YOUR AGENT KNOW YOU'RE UNHAPPY: Ask them to go to bat for you. If they sit on their butt afraid or "too busy" to get "involved" with your "problem" find out the name and phone number or your insurance companies nearest Claims Department.